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Archive for August, 2006
Monday, August 21st, 2006
When you establish a relationship with a customer, you want that relationship to have many levels, not just one layer from one sale.
We all have our sales goals to meet on a weekly, monthly, or quarterly basis. This doesn’t mean that once we get a sale out of our customer, that we hurry them out the door and move onto the next one.
Build a relationship with your customer. As you close the deal on your sale, talk to your customer, find out what it is they need and can use that you can provide them with.
People love to talk about themselves, so it shouldn’t be too hard to get them talking.
Ask about their job, their family, their pets, their hobbies, etc.
For instance, when I was in banking, working within the branch network and someone came in to open a checking account, I would sit them down at my desk and profile them.
How would I profile them?
I would take down their information and put it into my computer. By doing this I was able to see if this customer was new to our bank or an existing customer.
Now, if they were a new customer, and came in to open a checking account, I could safely assume that their savings account, investments, and loans were at another bank.
This is about the time I would start my profiling. I would ask about the other institutions that he did business with and compare the benefits and features of our products to the ones he had.
I also knew that there was a reason that he decided to open an account with me, perhaps he just wasn’t happy with his existing bank.
Remember, I only told him about our products and services, I did not push them on him. However, I did make notes of everything we discussed, so I could follow up at a later time. I would also leave my customer with a welcome packet consisting of a brochure for each of our products and several of my business cards.
The customer is in the door. You have some of their business. That is fine for the time being. You don’t want to overwhelm them. Build the relationship with them, gradually find out what their needs are by prospecting, than when the time is right, go over a product with them that you believe is ideal to their needs.
If I had an existing customer in front of me, I had the ability to se what they did and did not have, and again, I would go over the benefits and features of our products, taking notes, and following up at a later time.
The next time you have a customer in front of you, prospect them. Find out what they do and do not have with you. Once you have figured this out, offer to explain the benefits and features of products you have that you believe would be good for them. Make notes of the conversations you have with your customers, than follow up with them to talk about the products you had discussed.
Prospecting is simply finding out what a customer needs that they don’t have. Once you have established what their needs are, the rest will come relatively easy. Good luck.
This article may be reproduced by anyone at any time, as long as the authors name and reference links are kept in tact and active.
bio = Jay Conners has more than fifteen years of experience in the banking and Mortgage Industry, He is the owner of http://www.jconners.com, a mortgage resource site, he is also the owner of http://www.callprospect.com, a mortgage lead company.
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Monday, August 21st, 2006
So what is M-Commerce?
It’s very simple, mobile / cell phone based sales. Usually relating to content such as games, wallpaper, ringtones etc. But there’s much more to it than that. Keep reading.
What’s the big deal?
More people own a mobile phone than a PC, they’re better integrated in to daily life. People are very comfortable using them. They are now in fact heavily relied upon, as the phone feature is only a small part of what can be perceived as a miniature multi-purpose multi-capable portable computer.
Mobile Growth
Mobile growth already outstrips all other communication channels. Half of all Americans are mobile phone subscribers. In the UK the ownership of a mobile phone is equivalent to 1.5 phones per head of population. According to research, mobile content services will be worth $121 Billion worldwide by 2008. White label distribution of ringtones, images, games and other promotions will drive up to 1/5th of the revenue generated. It’s estimated 1.5 Billion people worldwide own a mobile phone.
With more and more technology add-ons to tempt the consumer these devices are now Cameras, MP3 players, game consoles, voice notepads, picture albums, diary organiser, PDF readers etc etc.
In fact I’m writing this article on my PDA / Phone whilst sat in the sunshine in the garden. With two taps on the screen I can hook up to my home wireless network and check my emails, browse the net, update my Blog or edit and publish article submissions on one of my sites all via broadband.
We are not that far away from always on Net connections. Once this arrives it will allow anyone to do this almost wherever they are. Certainly in the major cities around the world. When this happens there will be a third Internet boom as Joe public try’s out the Net connection again that was always too shoddy to use in the past.
And what will they want? Content! ringtones, wallpaper, games, MP3′s etc
But I’m getting ahead of myself. The real money isn’t even going to be made via a Net sale. The real money will be made via SMS(Short Message Service), MMS(Multimedia Messaging System) and this ones a goldmine…Micro payments.
Recent research has shown a doubling of worldwide revenue from streaming TV and sports bulletin subscriptions. 380 million people worldwide are expected to subscribe to similar services in 2005. Including TV show bulletins particularly from ‘reality TV’ shows, News bulletins or Soap updates.
Big deal you’re not a TV network how can you make some money out of this boom?
I’ll go into that in a second but first I want to go back to those Micro payments I mentioned earlier. The real gold dust.
Micro Payment Profits
Micro payments have been around for a while here in the UK. A smaller land mass has allowed for a quicker rollout of mobile technologies here. Nationwide Network coverage is easier to achieve. I believe the first example in the US to take it mainstream was by the ‘American Idol’ show. Viewers voted for the acts on the show via their mobile phone. They where then charged a small premium for their vote on top of their networks regular SMS charge. Think of the millions of votes that the show attracted and the revenue generated.
That’s micro payments in action.
The beauty of this is that people don’t feel like they’re spending money because they don’t need to whip out their credit card, it’s an easier payment method, usually involving a simple text to a small number and the payment is small. They also trust their mobile for making payments unlike an online transaction.
Any payments made will appear on their next phone bill. People are already used to paying in this way, they’re comfortable with it. Whether it’s to vote for an act on a TV show, for a game download or to grab the latest ringtone.
What have you got that you could take micro payments for?
You should be considering how you can utilise your current website network to tap into this market. Do you offer subscriptions? Is there a service you offer that you could convert to subscriptions.
How Can You Make Some Money?
Here’s a quick example. Your newsletter. Would your subscribers be willing to pay a small premium to have your newsletter delivered directly to their mobile? Wherever they are, without the need to be sat in front of a PC. Thus bypassing the SPAM filter problem and guaranteeing they receive your valuable content. You could sell it as valuable service for your customers with added content not available on your site or via your regular newsletter.
Or offer them up to the minute breaking news in their industry, which they receive as it breaks and not when they check their email five hours later when it’s to late to take action.
Digital artists sell your wallpaper designs direct to the consumer via the mobile phone. New bands forget the record company contract sell your music via MP3′s direct to the consumer. Investment advisors get subscribers to your ‘Hot Tips’ bulletins. Store owners offer a sale bulletin service etc etc
The Future
The omnipresent Google are moving forward with major mobile initiatives. Spending vast amounts of money to stake a claim in this fledgling market. There’s the mobile version of Froogle for one and they’ve also developed mobile business listings specifically for the potentially huge ‘local search’ market. They also offer a free SMS based information service http://www.google.com/sms/ and http://www.google.co.uk/sms/
Another major company Real Networks, creators of Real media Player, recently bought Finnish mobile phone game developers Mr Goodliving for $15M. Essentially buying a back catalogue of high profile mobile games.
NTL a cable TV company here in the UK recently streamed the Grand National, the biggest race horse meet here in the UK, live to Nokia owning subscribers.
This is early days and that’s a small glimpse of the future.
The M-Commerce Market is very different from the online market in terms of what content consumers are currently paying for. The biggest revenue generators online, 70%, are porn and dating sites. A similar percentage via mobile is for games, music and video. Films, that’s another one, Nokia are now distributing Hollywood movies via memory card!
The technology specifically 3G, an always on network with transfer rates of 384kbs a second, is here and trickling into mainstream culture. These devices are in fact capable of 1920kbs. Compare that to GPRS at 56kbs. You don’t need these speeds to take advantage of this market but you should keep them in mind to realise the full potential of where mobile communication is going.
Here’s a brief, eye opening, wish list from consumers for future mobile phone payment abilities:-
10 Use your mobile as a key
9 Marketing communications
8 Retail checkout payments
7 Vending machine payments
6 Flight check in
5 Credit / debit cards
4 Season tickets
3 Loyalty cards
2 Parking Meter payments
1 Mobile Coupon redemption
Getting Started How do you Accept Payments?
Reverse SMS is very popular at the moment. It provides the ability for you to direct consumers to secret download links on your site whilst taking payment through a premium SMS message. Another method known as ‘WAP Push’ sends a link via SMS that automatically launches when the message is opened. You will need to set up your own WAP / SMS Gateway on your server which will require server administrator access to use both these solutions.
But there are other easier solutions a number of websites are springing up that allow you to upload your content available for download, games, video, wallpaper, MP3′s etc . A small fee is taken from each paid download by the SMS Gateway company..
I’ve compiled a list of useful links to a number of the above solutions and I’ve also thrown in a couple of links to ‘mobaphile’ websites were you will find some interesting predictions for the future development of mobile phones along with some real off the wall ideas for making money with mobiles. http://www.how-to-make-money-online.info/m-commerce-resources.php
To paraphrase a strap line ‘The future’s bright the future’s mobile’.
bio = How To Make Money
Online a site all about making money online and Internet Marketing.
Featuring, news, tips, resources, thousands of Internet marketing articles
and useful links.
This article comes with reprint rights. Feel free to reprint and distribute
as you like. All that we ask is that you do not make any changes, that this
resource text is include, and that the link above is intact.
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Monday, August 21st, 2006
t kinda bugs me that there are people who are constantly writing about the things that do well in Internet Marketing. I think that’s real silly. People want the real stuff. They want to know the exciting stuff, but they want the truth too.
Why have internet marketers hidden from you, the costs of getting to where they have gotten? Because it is the one thing that separates the real players and the suckers. If you do not know how much time and effort they spent, don’t think that internet marketing is a walk in the park.
My business partner was so excited after a conference, he started up a mini-site that was selling a set of products we already had in existence. It was a great plan, except that for the kind of product we put up, he sold the package at a drop dead price of $97. Now, I operate from Singapore, and we know that most of the people who would buy this product would come from the other side of the world. Without verifying the shipping charges, he happily took orders from the internet. The first one had him jumping up and down. only to realize that the cost of shipping took about 90% of that $97. We couldn’t cover the production costs. Straight away, it was a loss.
But everyone talks about shipping their products as if it were a simple thing. Most people have forgotten completely about the people living on this side of the world and what it takes to sell something. This means that there are a few things that most beginners in internet marketing need to be careful about and learn.
#1 – Learn Copywriting.
Copywriting is the most important skill ever to be taught to marketers and business people alike. If you don’t have the ability to write your own sales letters, it will be easy for people to tell you to outsource the writing. My advice: DON’T. You are letting them develop the skill that you should be building up. No one ever gets to be an expert copywriter overnight. Learn it, and learn it well.
#2 – Understand Business Models
There are about 7 or 8 different business models on the internet. Because I need to make sure that people really understand about business per se, I’ve put it in the form of a freely downloadable format at
Go grab it – no holds barred.
#3 – Drive traffic
I’ve included a list for those of you newbies out there, the multiple ways to drive traffic over the internet. There are over 100 ways you can use to drive traffic and I would highly recommend you hop over to learn about these. I directly credit people like John Reese, Jeff Johnson and Yanik Silver for their invaluable knowledge that I have gotten from them. If you don’t know about them, please begin today! They are great people and I highly recommend that you visit them at www.trafficsecrets.com , www.searchenginevoodoo.com and www.surefiremarketing.com respectively. Download my traffic generation chart on www.stuarttan.com/affiliate/Traffic Boosters.pdf
.
#4 – Learn New Internet Technology Fast
You need to be learning really fast. I’ve discovered that there are a large number of new internet technologies that keep coming up and they can be very powerful, provided you know how to use them. If you don’t know how to use them, it will most definitely be to your disadvantage. For instance, most people still don’t know how to use RSS and Blogs. In addition, some people are clueless about XML feeds and how that helps to create massive content sites and increase search engine rankings. You need to learn fast. The only way for you to master your learning is to read about them. I highly recommend that you visit www.stuarttan.com/learning/ for more information that I can’t deal with here.
I am going to give you something good, though. If the entire internet marketing world is doing it, DON’T. If you just follow, you will not be at the breakthrough point of technology usage. Start innovating and think creatively to solve a problem. Sometimes, even the simplest things can bring about massive profits online!
#5 – Keep Relationships Going
Keeping relationships going on the internet is a difficult thing. But it is essential. You need to be able to do autoresponse messages, personalized. However, most people miss the point. Automatic isn’t going to build relationships. You need to keep them warm. Call them. Give them ideas. Give them free stuff (learnt this from Yanik). More importantly, ask Jeff Johnson’s single most asked question – ‘Can I help you?’.
I’m all for making money – but if it is at the expense of friendships and relationships, I think it is going to be really stupid to continue making money. Give yourself a chance to put back, in your heart, what many poor, scammy internet marketers have taken away – quality and the desire to help people.
bio = Stuart Tan is a motivational and transformational speaker who has focused primarily on the development of personal excellence. As a Licensed NLP Trainer, he was certified by Dr. Richard Bandler in 1997. Stuart also was trained by Robert Dilts and is a Certified NLP Training Consultant. He now runs leading seminars in Malaysia and Singapore. He can be found at www.stuarttan.com.
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Monday, August 21st, 2006
Women are unpredictable by nature.
Let’s say that you meet a girl that always smiles at you, always seems happy to see you, has told all her friends about you, but for some reason beyond your power of understanding she just won’t go out with you on a date. If this scenario sounds familiar then you may feel this woman is giving you mixed signals. The problem is: how do you manage the situation?
Believe it or not, women know what they want most of the time. You all just have never been taught the mind reading techniques that we expect you to have. Here are some possible reasons she won’t go out with you:
1) You are her best friend and she doesn’t want to ruin the friendship with a relationship that may not work out. Women analyze relationships to death. A good male friend is worth his weight in gold. We don’t want to lose a fantastic friendship for just another possible relationship.
2) She may think you are the greatest thing since sliced bread but you are not her usual type of guy. Some women love hanging out with nice guys but for some indefinable reason prefer bad boys when they date.
3) A friend of hers really likes you so you are therefore off limits.
4) Many women today have other priorities that are taking first place before relationships. If she is working her way to the top she may not have the time to devote to a relationship.
5) She may really like you but really needs you to make the first move.
Therefore her unique conservation instinct will tell her NOT to date you, while her heart will make her still show interest towards you.
What should you do when something like this happens?
1. Forget all about her for a while and start dating other girls. You will suddenly become a lot more interesting in her eyes because you will appear less available and therefore she will begin to wonder about what she might be missing out on.
2. Try to find out more about her feelings towards you from her friends, while talking about her at the same time. This way there will be an exchange of information and she will learn what you really feel from people she can trust. Yes, it sounds very highschool but if you do it in a subtle way it can be effective.
3. By this time it would be a good idea to try asking her out again. Before doing this plan, everything in such a way that it will surprise her and pull her out of her routines. If you suffer another rejection… it’s time to move on and forget all about her.
bio = Caterina Christakos is a dating coach and author. For your free seduction course go to: http://www.what-women-want.com
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Monday, August 21st, 2006
Home Security Exterior and Interior Lighting
It is a well-known fact, that satisfactory lighting is a very valuable deterrent to crime. Whatever lighting might help reduce your risk of becoming a victim, the right lights, utilized properly will be the effective deterrent to burglars and other intruders and improve your home security.
Exterior:
Outside lights are critically important, especially near doorways and at the rear of your residence, where break-ins typically occur. All round security lighting that is set-up high out of reach, and is tamper proof, will greatly improve your home security and help to protect your home.
Lighting in carports and garages is critical. An automatic garage opener is the best choice. All the best garage door opener fitted today use a light that operates when the opener is activated, lighting the garage interior. In carports, it’s best to leave a light on permanently, have a light on a timer, or use a motion sensor to activate the light.
It is best to use a motion detector on all exterior lights that are not left switched on. The principal benefit of this for home security, especially in the backyard, is that the light warns you that someone is in your yard. When there can be some problem that dogs, cats, or even birds will trigger off the sensor and cause the lights to come on, if you set the sensitivity of the sensor right this will not be a issue. In the front yard, any type of lighting will be efficient, but make sure that the lighting design covers the entire front and sides of the home. Sensors can be utilized however they will be prone to “false alarms” induced by things like people walking down the sidewalk, or also kids playing.
Inside:
Whenever you go out for the evening, I suppose that like most people you leave a light on, the Police call these lights “burglar beacons”. A burglar beacon is a single light that is left on so you do not return to a dark home when you get back.
Regrettably these lights are a sign for the burglar that you are out. When you go out for the evening or away on holiday make certain several lights are left on, in different parts of the home, and furthermore a radio, put them on timers, from the exterior your house should look as if someone is home at all times to improve your home security.
That’s it for this time; in the next article we will look at sorting out the doors on your home.
Roger Overanout
bio = For more vital home security tips and information about how to protect your home and family please visit www.homesecuritynews.info
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Monday, August 21st, 2006
Saturday night is coming and you are planning with your friends what to do during the weekend. You don’t know if you go to the movies or if you go to that brand new dance club in that fancy neighbourhood. The thing is that all of you have plenty of things to study and because of that you decide to go to the movies. However, the cutest guy from the football team comes to you and asks you out. It is obvious you accept that invitation that you have been waiting for so long.
You and your friends spend the rest of the week planning this date. Everything seems to be ready and perfect. Saturday finally comes. You wake up happy and as soon as you got up and walk to the bathroom… Ahhhhhhhh! A big pimple is there! In the middle of your forehead! And you are not havig a nightmare: the pimple is really there.
Just who had been through something like this can describe the feeling. That’s why learning about acne is so important. Keeping skin healthy can be the difference between being gorgeous on the date of your life or being noticed due to something on the forehead.
But acne doesn’t have to be a nightmare. If everyone learns about this skin condition, many problematic stuff can be avoided. And every body will be able to live their dream life without worrying if a flare up will occur.
An important thing about acne is anxiety. It’s not that you’ll have acne everytime you get anxious, but this can increase the chances. Since acne is related to stress, it sounds common that it is also related to anxiety, which is a sort of stress manifestation.
Many are the option for someone to treat acne. However, nothing is more important than knowing how it develops and why are some people more affected than other. And it is not just a matter of poor higyene as many people think. Acne is far beyond that. In fact, hygiene does not play a major role when it comes to acne.
A healthy diet habits is another thing that should be taken into account. Some people say that “we are what we eat” and if it is true and since skin is considered to be the largest organ of human body, it is not impossible nor abnormal that a lack of nutrients can be noticed by a sign on the skin. This sign can be acne.
Squeezing your pimples is not the right way to get rid of that. In fact, when you squeeze you may help o spread the inflammation over the skin. It is not necessary to say that it can get worsen acne.
Besides all of these, some extra care are needed, some products have to be used in order to keep acne under control and to restablish the skin balance and health.
bio = I am not a dermatologist. I am just a person, just like you, who has acne. All I write here are results of reading and my own experience. That’s why everyone can identify with the articles: because they’re written by an ordinary girl to ordinary people.
http://www.acne-treatment-solution.info
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Monday, August 21st, 2006
So you’ve brought home your new puppy, it’s time to name your new animal friend but you’re running short on ideas. Choosing a name for your dog can be hard if you aren’t feeling very creative, so here we give you a head start with the basics and some great ideas to help you choose the perfect name for your puppy.
Three Basic Dog Name Guidelines
1. Pick a name your dog can easily recognize. Dogs usually respond better to one or two syllable names. If you do want to go for a dramatic and unusual long name, consider whether you can easily shorten it to something a bit simpler for your dog to understand.
2. Avoid dog names that sound like the standard commands of No, Stay, Sit, Come, Down or Fetch. For example “Joe” is probably too close to “No”. It can be difficult for dogs to tell the difference between similar sounding words.
3. Choose a name that’s both easy to call out and one that you are happy calling out. Remember, you will be calling your dog’s name out in public places at times and shouting out “Parsnip” in the local park, may leave you feeling a little embarrassed! You also want a name that will work well when you are straining your voice to call your pet as he disappears into the sunset chasing after a rabbit!
Looking For Dog Name Inspiration
Start with the obvious. Take a long hard look at your new little friend he may be telling you his name without you knowing. Look at his appearance, behavior, personality, and disposition. Names like Spot or Red may come to mind. How about Bandit for a dog who steals things or Rebel for a stubborn dog?
Then look elsewhere for inspiration. You can name your dog after another famous dog, for example Pluto, Pongo, Lassie or Digby. What about your favourite sports, movie, music or comic strip star?
How about choosing a dog name after a member of your family or friend of a figure from history like Napoleon, Alexander the Great or Rasputin? Take a look at your environment or think about your favourite place they will give you more ideas.
Remember, the dog name you choose for your puppy says as much about you as it does about your pet. It shows how you view your dog and your relationship with him. But other people may judge your dog’s character by reference to its name and might therefore react negatively or fearfully to a `dominating’ name when meeting it. It is a good idea to use a dog name that conveys the image you want your pet to have.
Also, pick a name that will grow with the pet. For example “Tiny” may be less appropriate for a full-grown dog.
Whichever method you choose, have a good time doing it and choose a name that you will want to keep.
Teaching Your Puppy Its Name
Pick a dog name that pleases you and stick to it. It can be confusing for your puppy if you keep changing your mind. Your dog will learn his or her new name quickly if you use it often. When you call your pet, use his name. Do not say “here puppy”. Calling your pet by his name will help him to become familiar with it and with your voice as well.
If choosing a long name keep in mind the shortened version. A long name will inevitably be shortened, but it may ruin the effect that you were originally looking for.
Above all have fun and choose a name you really like. Your puppy will undoubtedly become your best friend and only you can find just the right name.
bio = Richard Cussons is a dog lover with a passion for helping people with their dogs. Discover more about dog names, puppy care and traning at http://www.all-about-puppies.com/dog_names.html.
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Monday, August 21st, 2006
“Time is more valuable than money. You can get more money but you
cannot get more time.” – Jim Rohn
Earning an income on the internet is a process that in broad
terms involves three stages:
1. Getting your product (acquisition)
2. Developing your product presentation
3. Promoting the product
In this article, “product” means any tangible product, digital
products (eBooks and software) and services such as membership
sites, web design and development, hosting, “print on demand” for
eBooks, fulfilment for orders and so on.
By necessity you will spend time in each of these stages. Each
stage will involve a learning phase and an action phase. It’s
important to identify clearly what stage of development you are
currently working on and to focus on completing that stage.
1. Getting your product (acquisition).
Choose between your own product and an affiliate product.
This will involve identifying a demand using for example surveys
or the popularity of search terms.
Key Point: Once you have your product you can stop spending time
looking at other product possibilities for the time being.
2. Developing your product presentation.
Once you have chosen your product you will need to develop a
presentation.
This will include your website primarily and can also include
autoresponder sequences and a newsletter.
Key Points: Once your website and presentation process is
completed you can move on to the promotion. You can always
improve the presentation but once your presentation is
“presentable” you should move on to promotion. Don’t get caught
up trying to make things perfect. Good, yes; perfect, no. The
reality is things can always be changes. It does not matter if
you have the best product in your niche and the best presentation
if nobody knows about it. Give your presentation your best shot
and then start promoting.
3. Promoting the product.
No matter now good your product and presentation are, you must
get your presentation in front of your intended audience or
nothing happens.
“We have to become better at promoting what we do than doing what
we do.”
This is where it is also important to be clear about what stage
you are in. Remember, time is limited, so if you have already
chosen your product and developed your presentation it is not
productive to keep looking for products or spending a great deal
of time “tweaking” your presentation.
Time can always be spent tweaking sales copy, images, layout, web
presentation, upgrading or trying new software, investigating new
product opportunities (before the current one is complete),
improving design skills, keeping up with the changing web
“standards”… The list can seem endless.
Key Point: Time is better spent developing a clear promotional
strategy and putting it into action. Only when you are seeing
results from your promotional activities should you consider
altering your presentation (such as modifying headlines and sales
copy) to assess how that affects conversion of prospects to
customers.
Here are some examples:
- Write two newsletters each month
- Run a solo ad each week
- Purchase 500 double-optin subscribers each month
- Conduct a Pay Per Click campaign with $x budget each
week/month
- Make three new Blog entries each week
- Create ten new web pages each week
Here are a few tips to keep you on track:
1. Name your project
You may name your project as a final name of the product or you
may just give it a code name that means something to you.
2. Understand what part of the three-step process you are in:
Acquisition, presentation or promotion.
Here is a simple question to ask yourself to check if you are on
track with your time budget, “What is this activity designed to
do?” or perhaps, “What is the outcome of this activity?”
This will help you to identify if you are spending time in the
wrong area at the wrong time.
3. Set up checklists to make sure everything is covered. Focus
on completion.
4. Promotion: Clearly define your action steps.
5. Track the results or your promotional campaign in terms of
traffic, click through rates, subscribers and purchasers. Include
costs of conducting your campaign and compare that to your sales
to determine your return on investment. It is only by tracking
the results of the promotion that you will know how to
effectively change the presentation for further testing.
A spreadsheet is an invaluable tool as a template for specifying
your promotional campaign and also for tracking results, costs
and return on investment. Adding in columns for each day of the
week allows you to allocate your time so that all your promotions
are covered in a time effective manner. This becomes your
business gauge by which you assess the effectiveness of your
promotional campaign.
Understanding the three stages of the business process and the
stage you are in, using checklists and tracking your results
using business gauges are the proven ways to maximize your time,
your effectiveness and your profits.
bio = Amrou Sukhon is an affiliate marketing expert who
has successfully promoted many different affiliate
programs, and Helping all who are determined to
succeed
http://www.goaboutmarketing.com/
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Monday, August 21st, 2006
Being of the Irish persuasion, I offer this great recipe for Boxty. Boxty is a traditional Irish dish, and has been around for many a year. I especially like this dish with butter and a dollop of maple syrup for my breakfast. I do not have the usual “required” nutritional evaluation, but in my way of thinking, I can live without it to just have the pleasure of enjoying this fine old traditional side dish.
Boxty (Irish Potato Griddle Cakes)
8 Servings (Halve this recipe for smaller families)
1/2 lb raw potato
1/2 lb potato,mashed
1/2 lb all-purpose flour
1 Milk
1 Egg
Salt and pepper to taste
Grate raw potatoes and mix with the cooked mashed potatoes. Add
salt, pepper and flour. Beat egg and add to mixture with just enough
milk to make a batter that will drop from a spoon. Drop by
tablespoonfuls onto a hot griddle or frying pan. Cook over a moderate
heat for 3-4 minutes on each side. Serve with a tart apple sauce: or
as part of an Ulster Fry, with fried bacon, fried sausage, fried eggs,
fried black pudding, fried bread, fried soda bread.
An old poem says: . Boxty on the griddle, boxty in the pan, if you can’t make boxty,
you’ll never get a man. (The accuracy of the poem is uncertain.)
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bio = Alden Smith is an award winning author who is the webmaster of All The Best Recipes. Visit his website for a free 660 page cookbook of Secret Famous Recipes.
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Monday, August 21st, 2006
The ADD diet has sprung from a diagnostic label given to people on treatment for significant problem in mainly four areas of their lives which are Inattention, Impulsivity, Hyperactivity and Boredom. Attention Deficit Hyperactivity Disorder or ADD comes in numerous forms. It is a medical condition reached due to genetic disorder that results in certain neurological differences affecting one or more parts of the brain which creates different profiles of people. It’s a condition which normally grips children although adults don’t escape its clutches.
The child in state of ADD behaves and deciphers differently from those not in this state as he has problems at school regarding attention, learning, temper control etc. Such kids go through hell controlling and analyzing their own behavior and trying to work it out, when what they actually suffer from are structural brain injuries provided by their mother’s past behaviors. Hence, use of drugs or alcohol by a pregnant lady is immensely dangerous to the developing baby. It cannot be attributed to bad parenting or willful disobedience of the child.
There are a few characteristics of this disease which make it easy to identify ADD victims.
If a kid is showing over- activity or high levels of restlessness or he gets easily bored and much too often at that, then it may signal ADD.
If these signs start coming up before the age of seven.
There have been a lot of psychological as well as other treatments for ADD. One of them is having the right diet. How? You wonder.well, for one thing that your diet reflects your mood. Sounds fair? It is!! To make sure try eating something which you completely dislike for breakfast, what follows is you being all groggy and grumpy for the rest of the day. But imagine what wonders it would do if you happen to eat your favorite stuff first in the morning! To keep ADD victims happy is what this diet aims at. This diet plan starts with instructions of what not to eat for the first two weeks.
No dairy products. (especially cow’s milk)
No yellow foods. (corn, squash etc)
No junk foods.
No fruit juices.
Cut sugar intake by 90%.
Cut chocolate by 90%.
No nutrasweet.
No processed meats.
Cut fried foods by 90%.
Avoid food colorings.
After two weeks add these foods back into your diet, till you see some kind of a “reaction” within four days. The reaction may vary from huge red splotches to ears turning bright red to explosive temper outbursts. If this happens stop eating that food if no enjoy!! The diet plan recommends:
For breakfast serve high protein, low carbohydrate meals.
Protein supplements
Mineral supplements
Flax seed or primrose oil.
Eat lots of fruits and vegetables.
Eat healthy avoiding aluminum exposure and reduce ADD symptoms to lead a joyous life!!
bio = If you are interested in your health and well being then you will find some facinating reading at: http://www.findhealtharticles.com
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Monday, August 21st, 2006
ndia is amongst the top twelve countries in the world in terms of wildlife and forests depicting `Mega Diversity ‘.
Remote mountains icy plateaus, moist evergreen foothills, rainforests and dry scrub, deserts, saline flatlands, mangrove swamps, lush mountain forests, grassy meadows, shaded pools of water; tall feathery bamboo all collectively supports an amazing variety of wildlife.
Since centuries ago animals have been worshipped in India for instance elephants are seen as Lord Ganesha and monkeys as Hanumana.
A very large number national parks and sanctuaries have now been established in India to provide natural habitat to animals. “TIGER” is National Animal & “PEACOCK” is National Bird Of India. This is only place in the world where one can see the majestic beauty of Tiger in a single visit of Bandhavgarh, Kanha or Ranthambore National Park. Tiger is now become a Prime animal of India.
Corbett national park -India’s oldest national park and Periyar Reserve hosts the home of the Asian Elephants. The Kaziranga in Assam is the homeland of one horned Rhino. Gir forest of Gujrat is now the only place in entire Asia for Asiatic Lion. The world’s heritage Keoladeo Ghana National Park, a smattering of wetland attracts some of the greatest congregations of migratory waterfowl.
Its flora comprises 15000 flowering plants that are 6% of the world’s total. India’s faunal diversity is also high, with its 1178 bird species representing 14% of the world’s total. Similarly there are Over 500 species of mammals, 30,000 insects and over 400 varieties of reptiles. In short this sub-continent is a paradise for those who love to observe the grace and beauty of the flora and fauna and for those who want to capture it on film
.
With an amazing variety of flora and fauna it is unfortunate to know that around 250 animals are endangered and in need of immediate protection. A few of them like Cheetah have already been extinct and many more are there in the queue surviving woefully on its last legs for instance Tiger, Golden Langur a few varieties of deers and monkeys and certainly some of the birds.
There had been several efforts made by the Indian Government to protect and perverse this rich wildlife and splendid nature. One of the success stories is that of the “Project Tiger” the most spectacular one and the one, which has saved many forests under its wide umbrella. Project Tiger succeeded mainly through the strong, evocative symbol of the tiger itself, in rallying public opinion not in India but worldwide.
The major cause of vanishing animals in India is poaching as well as shrinking forest cover. The cause is deforestation, because of population as well as industrialization growth. Inspite of, many efforts made to stop poaching there had been no radical reforms taking place, mainly because the laws are not effectively enforced.
In 1972 India declared a number of animals and birds as completely protected and started “project tiger”, declaring 11 sanctuaries, reserved forests and national parks for tigers exclusively in the Indian subcontinent. Measures to preserve wildlife taken since independence have been fruitful to some extent. Now we have over 200 sanctuaries, national parks and reserve forests spread all over the country. Some of these are as big as 780 sq. km and the smaller ones around 26 sq.km in area. The majority of these are well connected by road and rail and some even by air. Furnished rooms, dormitories, rest house of the Forest Department and private hotels with all amenities are available. In most of the sanctuaries and national parks, roads are good. In some places there are watchtowers near water holes. Common animals found in abundance.
India has a great wildlife but it is not properly exposed. The major reason is that photography in India is not as easy as in the vast open grasslands of Africa. Lighting’s condition is generally poor. Most of the animals are very shy & alert. The forests are very dense with thick undergrowth thereby making the forests a bit inaccessible. But it is very true that India has a very large scope for wildlife photography if it is explored properly.
bio = Rishi bajpai is a freelace photographer from india.Visit him at http://www.indianwildlifephotos.com
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Monday, August 21st, 2006
Okay, so here is the other problem with the index annuity. Many agents try to sell it as the ‘answer to all problems.’ The fact of the matter is, it is not that at all. An indexed annuity is designed to have the potential to capture a little more upside than a traditional fixed annuity can.
Again, many agents claim it is a way to beat the markets…they will severely underperform in a good bull market. Furthermore, they are not designed to capture all the upside. They are designed to give a lower floor and a higher ceiling than traditional fixed annuities. They are by no means a stock market alternative.
So the bottom line is that the equity indexed annuity can be something desinged particularly to fit in someone’s portfolio. It has advantages that other annuities cannot offer. It gives the protection of a fixed annuity. And it gives a little more upside than traditional safety vehicles.
All in all, it can be a good thing but it depends on an investor’s situation. For someone looking for all the upside and who doesn’t care about taking risk and losing money, the index annuity is far from the right choice. For someone who has a small risk tolerance but cares to have a little more upside potential, it can be a good choice.
The most important thing is to understand, any investment is part of a bigger equation. That is the bottom line. And furthermore, research is key. It is important to know what you are getting into. The further side of the spectrum is agents saying that EIA’s are a scam. Those guys just don’t understand how the EIA works.
Ignorance is Not Bliss.
bio = Tony Bahu is a licensed annuity agent who has helped many men and women own the annuity that is right for them and their family.
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Monday, August 21st, 2006
Anyone with a carpet needs a vacuum to help keep it clean. There are many different types of vacuums on the market, and choosing the right style is easy with a little bit of information. Here are some types of vacuums and their benefits.
Upright Vacuums
These vacuums are used more for carpet than for bare floors. They are easy to store and to move around the house.
HEPA Vacuums
Best for those with allergies or asthma, these vacuums contain filters to clean the air. They are good options for home or office use.
Canister Vacuums
These vacuums are useful for stairs and bare floors, as they are very portable.
Stick Vacuums
Perhaps the most convenient vacuums to store, these are good for bare floors or area rugs.
Backpack Vacuums
These are very quiet to use. They are also very portable and help you clean difficult-to-reach areas.
Hand-held Vacuums
Perhaps the most portable, these vacuums can be used to spot clean areas of the home but are also very useful to clean out vehicles. They require very little storage space.
Steam Vacuums/Carpet Cleaners
For deep-cleaning carpets and upholstery, these vacuums are your best bet.
Commercial Vacuums
These hardy vacuums are good for frequent usage, particularly in office buildings. They usually have a longer power cord, allowing you to reach faraway areas.
Vacuums come in a number of different brands. Prices vary depending on quality, durability, and type. When selecting among vacuums, consider how often you will need to use your machine (Will you use it daily?); where you will use it most frequently (Do you have a lot of hard-to-reach areas?); and how much space you have to store it.
Some homes or offices require more than one type of vacuum, to serve different purposes. For example, if you have a combination of carpet and hardwood floors, you may want to have a stick vacuum as well as an upright or canister vacuum, as these serve different needs. Wet vacuums are also useful if you need to clean damp areas. A salesperson can help you determine which specific brand or model will help you best serve your needs.
bio = Jeff Lakie is the founder of http://www.vacuum-cleaner-ratings.info and http://www.commercial-vacuums.info websites providing information on various vacuumes and vacuume ratings
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Monday, August 21st, 2006
As the name says, the Forex trading platform is a place where you can sell and buy the forex. This can also be called the forex-trading station. All forex trading financial companies, banks, traders and brokers will provide their own trading hub. These currency trading or forex trading hubs use sophisticated software’s, which have, can perform various kinds of analysis such as technical and fundamental analysis. They also generate data, which is both numeric, and well as statistical base such as graphs, pies, regression data etc.
In most cases the trading stations or the platforms have real time streaming ticker line. This ticker line is being constantly updated and gives the buy / sell currency rate of major currencies in pairs. Forex dealers or traders also maintain fixed spreads on major currencies across the world, which are constant irrespective of the changing financial markets. Most of the trading stations will provide the following
Real time streaming of the major currencies in pairs.
Pricing which is competitive
Fixed spreads in 3-5 pips
Certainty of price for the currencies in buy and sell position
Another factor in the forex trade is that the more creditworthiness an institution or a forex trader is, the better access they have to market information and competitive pricing. This is then reflected also in the trading sessions that the subscribers and the investors utilize. They would have better access to interbank prices and therefore the cost of the execution for the trade in currencies would be better. The currency trade software’s provide the following in most cases
Real time streaming currency pair rates. One can click the suitable boxes provided to confirm the sale or the purchase of the desired currencies.
They allow the linkage to currency margin account, which means that you can have more purchasing power with less of investment.
Immediate confirmation of the sale / purchase of the currencies. Of course the cost would be debited to your account. This is done almost simultaneously and in real time.
These currency trade software will also show you the real time profit / losses that you have made in the currency transactions.
Investors must make sure that when they subscribe to these currency trade software’s, they read the terms and conditions as many trades may be subject to regulations and the agreement that may be drawn between the client and the websites / currency trade companies.
There are options provided whereby one can also limit or stop the open orders. These can also be cancelled or modified at a later stage in these forex trades. Reports on all forex and currency transactions can also be generated. These reports can be in the form of monthly / weekly reports. One can print these records or download them for later. There are many combinations and permutations, which are possible. Depending upon forex trading packages that each forex trader or financial company may provide, the forex trading stations may differ in features provided.
bio = Forex Trading Platform is user-friendly software showing you live prices to decide on your trading in Forex markets. For more info, visit http://www.forex-made-easy.biz/forex-trading-platform
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Monday, August 21st, 2006
1) You should make your Adsense ads look as a part of your web page. They shouldn’t look like an Ad. People are negative to advertising. They search the internet for content not ads. Especially Banners have a less of 0,5% response. Their days are over. Imagine if you have an Adsense ad looking like the typical Banner with different colors. It will not be profitable.
2) Text ads are better than image ads. Like before, people are more responsive to text than images. In a way it is considered as a part of the online document and is more clickable.
3) No Border ads. One of the best tricks is to erase the borders of Adsense ads and make them again having the same color with your website’s background.
4) No other advertisements. The first reason is to be legitimate according to Google’s Rules and the second more practical reason is that you do not want to distract your visitor’s attention and go somewhere else without clicking your Adsense ads.
5) Placement. Even if you have the best Ad, people will not respond if they don’t see it instantly. The best place to see the ad is the top of your web page and the next is aside
your document’s text. Visitors will click it more frequently since it will look like your text.
6) Traffic. Try to use legitimate ways of traffic. Some people use Google Adwords and other Pay per Click search engines. The problem here is to search very carefully for the right niche and keywords in order to make your campaigns profitable. Other ways is link popularity techniques like link exchange directories, software or even mass blog submission techniques. Don’t use link farms and classifieds for that, because search engine’s algorithms are extremely clever and they will ban your listings.
7) Do not rely on one website. Yes you can make money with one website but try to make as more as possible.
Relevant content is King. Articles are one of the best tactics to create huge websites that will be crawled by search engine’s robots. Don’t forget search engines exist to provide relevant content at first. One excellent resource to automate your article directory procedure is http://www.articleequalizer.com .You can create an article database in minutes which otherwise is time consuming and it would take you a week!
9) Use site maps. Google’s site maps visit your site and crawl it much sooner that any other submission process. More information is here: http://www.google.com/webmasters/sitemaps
10) Relevant ads. It’s one of the most important factors for Adsense success. If the internet user can’t find relevant ad in your page he or she won’t click the ad. Would you act differently? So it’s critical to create relevant resource for your web page. In order to do that, you must do the following steps.
First the file must be saved with the appropriate name for example: Golf-Secrets.html if your article is about golf. So the webpage will be:
www.yoursitesname.com/Golf-Secrets.html
Second thing you must change is your title tag. For example:
Third is the heading. The first sentence must have this heading:
12 Golf secrets
bio = Christos Varsamis is a Business writer, creator and owner of the http://www.settinglifegoals.com & http://www.fastprofitbiz.com Sign for your 7 day FREE e-course ” How to TRACE a Legitimate Business Opportunity.”
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Monday, August 21st, 2006
Vacation Safety – Stay AWARE to Stay SAFE
by Andre D. Best
Why? To save yourself grief. And pain. ENSURE your Arizona vacation safety. Learn about safety issues NOT found in the travel brochures or vacation websites.
You see, when on vacation in Arizona there are a few things that one should be aware of when visiting here. These are the type of things that you won’t read about in those slick brochures you find in the travel agent’s office.
These are the only things that one will learn about by living here for an extended period of time.
Let’s face it. It’s a real downer to not have a safe vacation. It’s not fun to spend a night in the local emergency room with the kids when they get sick from eating some bad local food or have an accident. Not fun indeed.
But, these vacation safety tips I’m going to share are not about the infrequent accidents that do happen on vacation. The vacation safety tips I’ll be sharing here involve things that are totally preventable.
As long as one is aware of them first.
So, let’s get started with vacation safety tips that’ll help you have a safer vacation here in Arizona.
1. The first of these vacation safety tips is for you to be aware of where you go when you’re vacationing in Phoenix. Phoenix is a big place and like most big cities it has areas of the city that are not too upscale.
Now, what are you to do about this?
Well, just realize that there are certain places within a big city like Phoenix that one should be extra careful about visiting.
If you find yourself in a part of town that has a lot of run-down houses, properties with garbage strewn around them, and abandoned cars parked along the streets – then common sense should tell you that these neighborhoods are not too safe.
Trust that instinct. I’d suggest you find other areas of the city to visit or drive around.
You see, Phoenix has, in my opinion, a high crime rate.
I moved here from Canada twelve years ago. What truly shocked me when I moved here was that Phoenix had more murders occur in two months than where I used to live had in a year. And I lived in, at the time, the ‘murder capital of Canada’.
So, just do yourself a favor with this vacation safety tip and stay aware of your surroundings. If it doesn’t look like a good place to be – it probably isn’t.
Trust your gut and get out of there.
2. The second of these vacation safety tips involves somewhat of a local health issue. I’ll explain…
The entire metropolitan Phoenix area is located within a large valley. It’s surrounded by mountains and mountain ranges. And within this valley is a certain type of ‘bug’ that lives in the soil.
Actually, this bug issue is similar to most other country’s bugs (e.g. Canada’s Beaver Fever bug, Mexico’s ‘don’t drink the water’ type bug) because it’s a bug indigenous to Arizona.
And what does this bug do? It wreaks havoc on a persons health when a vacationing visitor is infected with it. In our case, this bug causes what is known as Valley Fever.
And how does one get infected with Valley Fever? By breathing in the microscopic spores that make up this nasty bacteria.
And what does this bacteria do to a person when breathed in? Well, it can cause flu-like symptoms that grow all the way up to pneumonia, internal bleeding, and very, very rarely… death (gulp).
Now, I’m NOT trying to scare you. So don’t go cancelling your vacation plans to Phoenix…
…Because we need your sales tax revenues.
You see, this Valley Fever bug usually only becomes a problem when a person who hasn’t had Valley Fever comes in contact with it.
And a person comes in contact with it by breathing the bug in.
And the bug is found in soils that are not old and dried out, but rather soils that are newly disturbed.
So, how can you protect yourself with regards to this vacation safety tip? Easy.
Do all you can to stay away from soil disturbing activities.
* Like to visit new construction sites on your vacations?
* Like to do local gardening?
* Like to take up archaeology as a hobby when you’re on vacation?
One word of advice… DON’T.
Essentially, don’t go digging around places or near digging activities that you shouldn’t be around. At least not while on vacation here in Phoenix.
I know, I know, why would you go on one of your southwest vacations in Arizona just to dig in the soil, right? Silly me.
Well, just so you know. I got Valley Fever the first year I moved here. It progressed on to walking pneumonia and left scars on my lungs. I was lucky that that’s all that happened to me.
And what was I doing to be exposed to the bug? Just some simple landscaping in my desert landscaped yard.
See? It doesn’t take much.
So, just do your vacation planning while keeping this vacation safety tip in mind. Let’s not have you getting sick on us. Okay?
3. The last of these vacation safety tips applies to most of Arizona. This one is about bugs too. But this is about a different type of bug.
The real thing…
Scorpions and Black Widows.
Why is this one of our vacation safety tips? Because these little critters can be a nasty safety issue when you vacation here and get bitten by one of them.
You see, these two bugs are extremely common here in the state. Not quite as common as cockroaches, but almost. Why? Because it’s a desert here and they’re desert creatures.
They like the heat and they like dark cozy places. So, when you vacation Arizona just be aware that these little critters do like to live in places that the kids may go probing around in. Don’t let them do that.
Keep probing hands away from dark crevices both inside and outside the house, rental, villa, hotel or apartment.
And if someone does get bit, err on the side of caution and call the local poison control center ASAP and ask for help.
Oh, and by the way, unlike the Hollywood horror movie depictions, these bugs are NOT half the size of a horse. They’re SMALL. Black widows are maybe half an inch long. And scorpions get ‘as big as’ two inches. But… scorpions are FAST. And both can HURT you big time.
So, please ensure vacation safety for your family. Stay away from places these critters habitate. And when you get up in the dark in the middle of the night to get a drink of water – wear slippers. Just in case.
So, to sum up…
Don’t get paranoid about these vacation safety tips.
Go vacation.
Have fun. Just keep your eyes open to possible vacation safety concerns. Simple, right?.
Anyway, I hope these vacation safety tips prove helpful to you. Do have a safe trip here to Arizona. Just improve your vacation safety by ensuring you remember these vacation safety tips I’ve shared with you.
Good luck.
bio = Written by Andre Best
President, Ultimate Results, Inc.
http://www.andrebest.com
‘Learn About Life From Another Perspective’
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Monday, August 21st, 2006
reating a well-designed website is the first step in your internet marketing strategy. Once the website has been created and optimized, there are further techniques to employ that will drive traffic to your website for successful, long-term results. You wouldn’t consider opening a retail store in a major shopping mall without signage and you shouldn’t consider having a nice looking website designed without expanding your web presence in order to be found on the internet. But unless the website is designed correctly to begin with, follow-on SEO efforts will have limited results at best. The following strategy overview is designed to bring about productive SEO results:
- Create an attractive website that is complementary to your company image and provides your targeted audience with information about you, your company and your products and/or services.
- Design a website that has a call-to-action in the form of a purchase or providing you a contact, subscription or other commitment from your visitor.
- Create a successful marketing arm for your overall business promotion and marketing campaign to promote your business, products and/or services with the many follow-on strategies that drive traffic to your website.
- Become competitive in your industry and marketplace by meeting or exceeding the industry marketing standards and attracting a qualified audience for your products and/or services based on a strong reputation.
- Generate and maintain or grow internet traffic to your website resulting in a conversion of traffic into sales of your products and/or services by evolving as your market demands.
This search engine optimization (SEO) strategy is composed of several processes in three stages: 1) Good web design, 2) Attracting attention from search engines and directories, and 3) Creating long-term popularity on the internet. However, it all starts with good web design. Website design is the foundation and beginning of a successful internet marketing strategy. It is true that there are websites on the internet that are unattractive but somehow seem to work. If there are aspects of these websites that work, imagine how well they could do if they simply followed basic design implementation tactics that resulted in a good image as well as simply pushed information out to the viewer.
These basics are essential for Tier 1 success:
- Good web design will complement and enhance the company image and offline marketing campaign products creating a corporate branding if done well.
- Easy, logical navigation that leads the viewer deeper and deeper into the web of information provided by the website will keep the visitor on your site longer and give you more time to sell your products or services.
- Attractive but quick-loading graphics that are pleasing to the eye and meaningful to the website will guide the viewer along the route you decide is important for explaining what you offer.
- Keyword usage that is search engine-friendly depends on how the keywords are utilized, the placement of the keywords, the frequency of the most important keywords and their relevance to the website.
- Website coding that is lean, clean and without errors will keep the search engines happy and your viewer seeing exactly what you intended to offer.
- Relevance of content to the theme of the site is essential. Be concise, to the point and focus on your goals. If you have multiple themes and offerings, consider multiple websites to address the different markets, then tie each website back to the others by linking.
- Changing content that changes frequently and stays fresh keeps your viewer returning and prevents the search engines from treating your website as if it were stale news. A stale site will be ranked lower by the search engines.
Content is king — it’s all about content, content, content. But how that content is presented is what makes the difference.
(c)2005 TAO Consultants, Inc. All rights reserved.
bio = Chesa Keane of TAO Consultants has been involved with the internet for 10 years through internet consulting, web development and search engine optimization. Go to www.computergoddess.com for a free Search Engine Optimization Checklist.
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Monday, August 21st, 2006
Anytime that you are investing in the Forex market, you are going into the Market blind. You don’t know what point of the investing trend you are entering in at. You might be investing in a Forex stock just before the trend changes. Smart investing means you need to protect your trading float and set up a stop loss. This needs to be done before you enter a trade, so that there is no room for error, or last minute indecision. A stop loss is simply a predefined point at which you exit the stock.
Effectively, it’s like drawing a line in the sand underneath the share price, saying, “If the share price falls below this line, then the stock hasn’t done what I thought it was going to do, and I’ll exit the position.”
This allows you to protect your investing trading plan, because it cuts your losses short, and guards against an all too human tendency to want to believe you must be right.
95% of investing in an entry Forex position means you are expecting to profit from the trade. If, however, the share-investing price goes against you, you might feel the need to justify why you bought the stock by holding onto it until it turns a profit. You might have heard the idea that all big investing losses once started as small losses. Well, while the share price continues to go in the wrong direction, those losses grow in lockstep. This is why you need to have a stop loss in place – it’s like having an ejector seat that tells you when to abort the mission.
One of the most common question I’m asked when traders are introduced to a stop loss is “How wide should I set my stop?”
In other words, how much room should I give the stock to move? There are no definitive answers to this question because it depends on what time frame you’re investing in. If you’re a shorter-term investing trader, you’re going to have a stop loss that’s set closer to the share price. If you’re a longer-term investing trader, you’ll give the share price a little bit more room to move and set your stop loss lower.
Once you’ve identified what time frame you’re looking at trading, you need to be able to remove the normal market noise (volatility) in that particular time frame. You don’t want to have to close out of an investing position just because a share price moved a little bit due to its normal trading volatility.
In fact, there are some serious drawbacks to setting tight stops.
First, you’ll decrease the reliability of your system because you get stopped out more often.
Second, and probably a little bit more importantly, you dramatically increase your transaction costs, because you’re trading transaction costs make up a major proportion of your business expenses.
To give yourself a fighting chance, you want to trade a system that doesn’t chew through excessive brokerage fees. This is one of the major reasons I steer my clients into developing a trading system that runs over a slightly longer time frame. With the correct system in place, and your investing risk minimized, you are well positioned to maximize your trading profits.
bio = Discover the “secret formula” of trading that anyone can use to consistently generate BIG profits from the market by downloading your FREE copy of David’s new Ultimate Stock Trading Systems course. http://www.ultimate-trading-systems.com/forex.html
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Monday, August 21st, 2006
Anytime that you are investing in the Forex market, you are going into the Market blind. You don’t know what point of the investing trend you are entering in at. You might be investing in a Forex stock just before the trend changes. Smart investing means you need to protect your trading float and set up a stop loss. This needs to be done before you enter a trade, so that there is no room for error, or last minute indecision. A stop loss is simply a predefined point at which you exit the stock.
Effectively, it’s like drawing a line in the sand underneath the share price, saying, “If the share price falls below this line, then the stock hasn’t done what I thought it was going to do, and I’ll exit the position.”
This allows you to protect your investing trading plan, because it cuts your losses short, and guards against an all too human tendency to want to believe you must be right.
95% of investing in an entry Forex position means you are expecting to profit from the trade. If, however, the share-investing price goes against you, you might feel the need to justify why you bought the stock by holding onto it until it turns a profit. You might have heard the idea that all big investing losses once started as small losses. Well, while the share price continues to go in the wrong direction, those losses grow in lockstep. This is why you need to have a stop loss in place – it’s like having an ejector seat that tells you when to abort the mission.
One of the most common question I’m asked when traders are introduced to a stop loss is “How wide should I set my stop?”
In other words, how much room should I give the stock to move? There are no definitive answers to this question because it depends on what time frame you’re investing in. If you’re a shorter-term investing trader, you’re going to have a stop loss that’s set closer to the share price. If you’re a longer-term investing trader, you’ll give the share price a little bit more room to move and set your stop loss lower.
Once you’ve identified what time frame you’re looking at trading, you need to be able to remove the normal market noise (volatility) in that particular time frame. You don’t want to have to close out of an investing position just because a share price moved a little bit due to its normal trading volatility.
In fact, there are some serious drawbacks to setting tight stops.
First, you’ll decrease the reliability of your system because you get stopped out more often.
Second, and probably a little bit more importantly, you dramatically increase your transaction costs, because you’re trading transaction costs make up a major proportion of your business expenses.
To give yourself a fighting chance, you want to trade a system that doesn’t chew through excessive brokerage fees. This is one of the major reasons I steer my clients into developing a trading system that runs over a slightly longer time frame. With the correct system in place, and your investing risk minimized, you are well positioned to maximize your trading profits.
bio = Discover the “secret formula” of trading that anyone can use to consistently generate BIG profits from the market by downloading your FREE copy of David’s new Ultimate Stock Trading Systems course. http://www.ultimate-trading-systems.com/forex.html
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Monday, August 21st, 2006
When traders first begin considering their stop losses, keep in mind this comment from Tom Baldwin, a leading day-trader. He said, “The best traders have no ego.”
Successful traders are faced with losses constantly, and they swallow their pride and get out of the position when they have to. This allows traders to survive in the market long enough to be successful. Traders set their stop losses, and then stick to the plan.
How do traders go about setting stop losses? There are several different ways. Traders could base a stop loss on a percentage retracement, where the allowed share prices retrace a certain percentage of the entry price before the exit. Different indicators can be used to identify where the stop loss is going to be set. Traders could also use support and resistance stops to set the level at which exit is made. The key is to simply have a stop loss in place.
Personally, I find these options too subjective. I prefer having a mechanical way to calculate my stop losses, so I use a volatility based stop. The reason I use this type of stop is because volatility generally represents a measurement of how quickly the stock either rises or falls (market noise). Consequently, if I measure the stocks volatility, and take a multiple of that value, I’m probably going to have set my stop loss beyond the immediate noise of the market. This ensures I am not stopped out of a position too often.
Traders can measure volatility by using the Average True Range (ATR) of a stock. This value can be found with most charting packages. Basically, the Average True Range (ATR) indicates how much a stock will move on average over a certain period. For example, if traders had a one dollar stock that moved up five cents on average over the last 20 days, that doesn’t tell traders whether the stock is moving up or down. It just tells traders on average how much the particular stock moves. The average true range is a great tool and that can be utilized in the traders trading plan for more than setting stops. If traders are not familiar with setting stops, I recommend traders to do research. One place for excellent article sources is at the System Trading Blog .
Traders use indicators in calculating the stop loss by subtracting a multiple of the Average True Range (ATR) from the entry price. For instance, I could take two times the ATR and subtract it from my entry price. If we look at the example, I just touched on, with a one dollar stock, an ATR value of five cents and a multiple of two the amount is ten cents. Which, subtracted from our entry price of one dollar gives a stop loss value of 90 cents.
Before traders even enter a position, they should know where the selling point of the stock should be. If the share price doesn’t move in the traders favoured direction, but moves against them, traders will know when to sell. Emotions are removed from the equation, and they simply follow what the stop loss dictates.
This is how most successful traders limit their losses. They know when they’re going to sell before they begin trading. Although their methods of calculating this stop loss may vary, all traders have a stop loss in place. The stop loss is a crucial part of the traders trading system. Without it, even the best designed trading system can’t deliver profits.
bio = Discover the “secret formula” of trading that anyone can use to consistently generate BIG profits from the market by
downloading your FREE copy of David’s new Ultimate Stock Trading Systems course.
http://www.ultimate-trading-systems.com/stocks
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Monday, August 21st, 2006
Are you hoping to experience a vaginal birth after having had a cesarean delivery? You may find your hopes are squelched by modern practitioners.
Hospitals around the country are now banning vaginal birth after cesarean delivery and insisting women undergo repeat cesarean delivery. Hospitals say they cannot comply with the guidelines issued in 1999 by the American College of Obstetricians and Gynecologists. The guidelines call for a doctor to be available “immediately” throughout active labor when a woman is attempting a vaginal birth after cesarean delivery, in order to perform an emergency cesarean section if needed. Previous guidelines had called for a physician to be “readily” available. In order for a hospital to comply with the new recommended guidelines, a whole operating crew, an anesthesiologist and obstetrician would have to be in the hospital around the clock. Only major medical centers, with in house physicians, will be able to continue to offer vaginal birth after cesarean delivery. Smaller hospitals may now have to abandon the practice.
Why the controversy? Women attempting vaginal birth after cesarean delivery are at a greater risk for uterine rupture than what was once believed. Uterine rupture can be life threatening for both the mother and her baby. Some patients with uterine rupture may require a hysterectomy and some infants may die. The controversy that arises with the risks associated with vaginal birth after cesarean delivery is that many women are willing to take the risk, but their freedom of choice over who controls childbirth is being steamrolled by physicians and hospitals. Women are not being allowed to have a choice in their mode of delivery. Doctors say their position is based on concern for the patient’s safety.
Doctors now have a new worry that women trying to avoid repeat cesarean delivery may give birth at home or in birthing centers that are not equipped to perform emergency cesarean surgeries if necessary. Also of concern is the possibility that laboring patients may wait to the last moment to go to the hospital to avoid repeat cesarean section.
The controversy surrounding vaginal birth after cesarean delivery is not only a health care issue, it is becoming a women’s civil rights issue. A woman should have the right to choose her mode of delivery. Currently the right of a woman to be involved in her birth plan is being crushed under the weight of new laws and strict healthcare limitations that should be a cause for concern for all women across the nation.
If you are considering a vaginal birth after cesarean, be certain to discuss your options completely with your healthcare provider.
http://www.womenshealthcaretopics.com/pregnancy_week_36.htm
bio = Dr. James Brann is a board certified Obstetrician and Gynecologist and a Fellow of the American College of Obstetricians and Gynecologists. He is also the Editor of Women’s Healthcare Topics. http://www.womenshealthcaretopics.com
At Women’s Healthcare Topics website you will find valuable and up-to-date information on numerous topics related to women’s health including Signs of Pregnancy, Chlamydia, Hysterectomy, Early Pregnancy Symptoms and more.
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Monday, August 21st, 2006
In the second part of The 8 Biggest Rehabbing mistakes we
look at three more areas that can swallow up your profits
in no time.
BIG MISTAKE #6: YOU PAY TOO MUCH WHEN YOU BUY
You make your profit when you buy. Pure and simple! I will
always tell my coaching clients at my workshops that this
is the most valuable advice that they will ever receive
from me. The added value from the renovation is the icing
on the cake.
Always research your market well and ensure that the
potential selling price is achievable when all costs and
profit margins are taken into consideration. Never, ever
let yourself be ruled by your emotions when buying. You
must always allow for buying, selling and closing costs.
Where possible, your purchase price must be sufficiently
below market value to at least allow for these costs. Even
better, the price should be low enough to allow for closing
costs plus rehabbing costs.
The following formula will allow you to assess the real
purchase cost of a particular home that you may have in
mind.
Starting with the final selling price, work backwards and
deduct selling costs, profit margin, renovation costs and
buying costs. This final figure is how much you should be
prepared to pay.
BIG MISTAKE #7: FAILURE TO UNDERSTAND YOUR TARGET MARKET
How often have you walked into a home and been totally
horrified by the d‚cor? Yet this is another common mistake
made by renovators. They let their emotions get in the way
and decide what is good for them is good for everyone else.
There are two principles that I apply when renovating. The
first is the K.I.S.S. theory: Keep It Simple Stupid!
The second is to focus on the ‘WOW’ factor. It is no
coincidence that a home sells quicker and for a higher
price when it possesses strong buyer appeal. You’re here to
make money, not win a home decorating award. Give the
market what it wants, not what you think it wants!
BIG MISTAKE #8: SPENDING TOO MUCH ON THE REHAB
The great temptation of renovating is to do too much.
Whilst the ‘WOW’ factor is critical, you MUST keep your
emotions out of the equation and strictly adhere to your
budget.
Nothing goes exactly to plan when renovating, so don’t
panic if you exceed your budget by small amounts. Allow for
a buffer to cover any surprises (usually 10 to 15 per
cent). I certainly fell into the ‘do too much’ trap during
my early projects.
Always have your costs estimated accurately prior to
purchasing a property. Later on I will talk about contract
of sale conditions. One such condition is to purchase
subject to having a builder inspect the property. This will
enable you to discover any unforeseen surprises. I
encourage you to renegotiate the price should the
inspection uncover any major defects – or better still,
walk away.
My budget parameters are 10 per cent of the purchase price
for houses. This can be stretched to 15 per cent if it
means that a great profit can be made. These are personal
preferences that have worked for me. They are in no way set
in concrete and readers should exercise their own judgment.
There is no right or wrong way in this business.
The percentages that I allow are in keeping with my
primary objective of obtaining the biggest bang for your
buck in the shortest possible time and with the minimum
amount of money possible.
Conclusion: Understand that things can and do go wrong in
this business. Now that you are aware of the pitfalls, you
will be better prepared from the outset. All it takes is a
little planning and there is no reason why you can’t join
the thousands of Americans who are quietly making huge
fortunes from their Fixer-Upper business.
==================================
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bio = Sal Vannutini is a successful real estate investor and
author of the best selling “Fixer-Upper Fortunes”.
Free e-book and 6 Part mini-course reveals how to make a
fortune in real estate.
Visit: http://www.fastfixerupperprofits.com
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Monday, August 21st, 2006
10 Indirect Ways To Get To The Top Of Search Engines
There are millions of web sites trying to get listed in
the top 20 spots of the major search engines. That
amounts to an awful lot of competition and even after
spending hours and hours on Search Engine Optimization
techniques you may still not be able to achieve a high
ranking for your competitive keywords!
However, if it proves too difficult for you to get high
rankings directly, there are still ways that you can get
to the top…….indirectly!
So, just how do you do this?
Firstly, look up the top 20 web sites on the major search
engines under the keywords and phrases people would find
your web site. If you could either advertise on those sites,
or get a link from those sites to yours then that would be
nearly as good as having a top listing yourself.
The most expensive way to do this would be to buy ad space
on those web sites. However, if you don’t want to spend any
money to do this, you could use the ten strategies below.
These strategies may not of course apply to every web site
but I’m sure there’ll be at least two or three that you can
make use of straight away….
1. Participate on their discussion boards. You could post
questions, answer other peoples questions, and join in on
conversations. Just include your signature file and link to
your website at the end of your messages.
2. Ask the web site owner if they would like a free ebook to
giveaway to their visitors. You could have them link to your
web site or include your ad in the free ebook.
3. Submit content to their web site. You could write
articles for their web site and include your resource box
and link at the end of the article. If they publish it,
you’ll indirectly be at the top of the search engines.
4. Write an excellent article review of their web site,
products or services. Then publish the review on your web
site. E-mail the web site owner and tell him or her about
it. They may link to your web site so their visitors read
it.
5. Ask the owner of the web site if they would want to trade
advertising. If you don’t get as much traffic as they do,
you could throw in some extra incentives.
6. Propose a cross promotion deal with the web site.
You both could promote each others products or services
together in one package deal. This means a mention and link
back to your web site.
7. Give the web site a testimonial for their product or
service. Include a little text link for your web site with
the testimonial. You never know; it could end up on
their ad copy.
8. Post your advertisement on their free classified ad
section on their web site. You want to be sure you have an
attractive headline so they will read your ad.
9. Sign their guest book. You could leave a short compliment
about their web site on their guest book. Just include your
signature file and link at the end of your message.
10. Tweak your own website so that your pages are search
engine friendly. There are steps that you can take that
don’t take long to implement but can dramatically improve
the traffic you get from the likes of Google and Yahoo!
Look at our free course detailed below for the simplest way
to do this.
bio = For more great ideas on boosting traffic to your website get your copy of the free Traffic Mastery Course:
Learn The Exact Blueprint I Personally Used To Get 1,345,057 Visitors To My Websites Last Month Alone – Using FREE Search Engine Traffic From Google, Yahoo, And MSN!
Visit: http://premiergold.info/websuccess/free-traffic-course.html now.
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Monday, August 21st, 2006
Welding has been around for centuries, though not in the forms most commonly used today. One of the first welding processes ever used was known as forge welding. Forge welding attempts to join two metals through a process of heating, and then pounding and striking. It’s what blacksmiths did. But since then, there have been quite a few advancements in the welding world. With these new methods and techniques, welding has left the confines of industrial settings and can now be done practically anywhere – even underwater or in outer space!
As you can guess from the history of welding, the ability to join two or more pieces of metal together in a strong bond has been fundamental in our advancements in all areas of life, from housing to transportation; from manufacturing to repairs. Understanding welding basics can come in handy at work, but it will just as often come in handy around the house, in the workshop or on the farm. Because of this, welding is a skill that almost anyone can benefit from, male or female, young or old.
Why Weld?
If you own any equipment or machinery that is metal, welding will certainly serve as a useful skill. Some typical goals of a welding job include:
ú Fixing stress cracks
ú Reinforcing weak joints, and
ú Cutting/shaping new parts and adapters from raw plating.
For chores like these, many welders rely on a process known as arc welding. Arc welding is a method where during the welding process, an electrical current jumps through an air gap (between a positively charged electrode and a negatively charged steel plate) and produces an enormous amount of heat. This heat is produced at the end of a welding rod, and when it does, metal can be melted. Well, it’s a little more complicated than that, but the concept is the same.
Perhaps the most common and economical welding method used today is AC (alternating current) arc welding. You can locate a simple AC welder just about anywhere, such as your local farm store or home improvement center. This welding process is ideal for most of your simple, routine welding jobs. Therefore, AC arc welding is ideal for those of you just starting out.
Minimize Your Risk
While arc welding isn’t incredibly complicated, there are a few risks and hazards that you should be aware of:
1. Exposure to radiation
2. Flying sparks (in the form of globs of molten metal)
3. Electric Shock
4. Fumes
5. Damage to your eyes, and
6. Burns
However, by wearing protective clothing and specialized welding helmets and other gear, you can greatly reduce the inherent risks of welding. Here are a few other tips to help keep you safe while arc welding:
Make sure to work on a dry floor. Wear thick rubber shoes and dry leather welding gloves.
Be sure to use insulated electrode holders.
Check to make sure that your equipment is all properly grounded.
Keep your work area properly ventilated to avoid inhaling any potentially toxic fumes.
Be on the look out for flying bits of melted metal.
Most importantly, be aware of any other people who are around you. If they aren’t wearing the proper gear, then keep them away from your project.
This will get you started welding safely – one of the most important things when learning a new craft.
bio = Kenzie Thompson practices both ornamental and industrial welding on his 5 acre ranch in Northern California. For more information on Welding Basics, visit < a href="http://www.weldingadvisor.com" target="blank">Welding Advisor< /a >
.
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Monday, August 21st, 2006
go searches are free and simple searches designed to monitor blogs and news portals for mentions of your company, product, competitors or other specific keywords. Conducting ego searches not only allows you to stay informed, but also allows you to maintain a strategic advantage over competing companies.
A number of new Internet services are freely available that make these ‘ego searches’ painless and easy. Dynamically created keyword based RSS feeds, update in your RSS reader or news aggregators, each time new information containing the keyword appears in the searched resources. The dynamic feeds match requests against new information, as it comes online in real time.
The following free services allow for RSS feed ego searches.
Google News – Simply conduct a keyword search of Google News and then click the text that says “RSS” then save the url of the RSS feed into your news reader. Every time a new article with that keyword appears in Google News the feed in your RSS reader will automatically update.
http://news.google.com/news
BlogPulse – Find out what is being said about your products, company or your industry in the blogosphere. Conduct a keyword or url search on BlogPulse. Click the orange RSS icon above the search results and save the feed in your reader. Each time the keyword appears in a blog indexed by BlogPulse you will receive a new item in your feed reader. Another feature of BlogPulse is it will graph the keyword occurrences, providing a picture representation so that trends can be easily visualized. Hovering over the lines of the graph will provide details of actual blog mentions.
http://www.blogpulse.com
PubSub – Search on a keyword, then save and add the feed to your RSS reader using the icons provided. Optionally with PubSub you can direct your search to only alert you of posts in specific areas of interest including Press Releases, SEC/EDGAR Filings, Newsgroup Posts, or Weblog Entries
http://www.pubsub.com
Technorati – Create watch lists, by entering the search term add item to the watch list and then scroll to the bottom click the blue RSS icon to obtain the url of the RSS feed that can be added to your reader. Technorati is a real-time search engine that keeps track of what is going on in the blogosphere. In order to setup a watchlist you will have to create a Technorati account.
http://www.technorati.com
Ice Rocket – Simply search Ice Rocket then click the RSS 2.0 button to obtain the url of the RSS feed that contains your search term. Add the url to your RSS reader or newsaggregator.
http://www.icerocket.com
Find Articles – Traditional media channels can even be monitored using RSS. FindArticles routinely scans magazines and publications for keyword mentions. Conduct a search then click “RSS Alert” to obtain the url to the RSS feed. Add the feed to your reader to receive instant notification of new articles.
http://www.findarticles.com
NewsTrove – NewsTrove indexes millions of news articles from a myriad of sources. Build an RSS feed on any topic imaginable. Enter your search words in the search box. Click ‘Search’ click the orange XML icon on the right side of the search results page and save the feed to your news reader.
http://www.newstrove.com
BlogDigger – BlogDigger monitors the blogosphere and generally what is said daily in the blogs. Conduct a search on Blogdigger and click the orange XML icon to retrieve the url of the search feed. The feed should then be added to your RSS reader.
http://www.blogdigger.com
DayPop – Conduct a search and click the icon on the right that says XML, save the feed to your RSS aggregator. Only the most recent search results will appear.
http://www.daypop.com
Yahoo News – Conduct a search then click “view as RSS” in the right column save the feed in your aggregator. The feed will check Yahoo news for mentions.
http://news.yahoo.com
Overall, ego searches are an excellent way to stay informed and maintain a strategic advantage over competitors. Knowing exactly what your online competitors are doing provides a competitive edge that can be used to your advantage. Keyword RSS feeds can be used to monitor key phrases for trademark abuses or monitoring the effectiveness of a specific press promotion. Although they sound daunting ego searches are simply good business sense.
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bio = About the Author:
Sharon Housley manages marketing for FeedForAll http://www.feedforall.com software for creating, editing, publishing RSS feeds and podcasts. In addition Sharon manages marketing for FeedForDev http://www.feedfordev.com an RSS component for developers.
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Monday, August 21st, 2006
There’s no denying that today’s business and finance sectors have become more competitive than ever. It has become critical for professionals to not only have the necessary skills to succeed, but the certification employers are looking for.
This challenging environment has always posed a potential problem for the busy professional trying to take a step up in the business world, or transition into another career in the sector. A full-time return to school to enhance their knowledge and credentials means leaving their current position behind — and investing substantial time and money pursuing an additional degree.
For these individuals, Kaplan University’s online Business and Finance Sector programs may be the ultimate solution to reaching their goals. With deep roots in higher education that date back to 1937, and a flexible schedule that lets you study anytime, anyplace, Kaplan University’s certificates in Financial Planning, Risk Management, Project Management and Executive Coaching can be completed in as little as 12 months – without interfering with your job or disrupting your life.
“The fields of financial planning, project management, risk management, and executive coaching are experiencing exponential growth, providing a wealth of opportunities in the evolving business world,” said Kristina Belanger, Dean, Kaplan University’s School of Continuing and Professional Studies. “These rewarding occupations are leading choices for individuals seeking professional growth and diversity, and Kaplan University’s online, self-paced programs provide busy professionals with a flexible learning environment to gain competitive skills for more rapid career advancement.”
Financial planning, for starters, has been repeatedly described as among the most prestigious of modern professions – supported by statistics from the U.S. Department of Labor forecasting job increases of more than 34 percent by 2012. The same reliable source states an average annual salary of $79,990 for personal financial advisors in 2003. Not only that, but proven expertise in the field can allow you the option of either working for yourself or a world of high-end firms throughout the country.
To win the trust of potential employers or prospective clients in the business world, however, you’ll need applicable skills and proper certification. That’s where Kaplan University’s Certificate in Financial Planning comes in. The course teaches you all you need to know about analyzing a client’s financial situation – strengths, weaknesses, and how to best achieve their financial goals. From savvy tax management to smart investing to retirement planning, you’ll be steeped in all the crucial information necessary to be a certified financial planner.
Project management is another area where Kaplan University can help open doors to a variety of new career opportunities. Learning how to increase a company’s chances for maximum profits by optimizing time, money, and personnel, is a skill respected by organizations everywhere. From business to information technology to real estate and more, project managers may earn from $60,000 to $100,000 annually on average, with senior project managers holding yearly salaries ranging from $70,000 to $150,000.
As a Project Manager you’ll be respected in your industry as someone capable of leading important initiatives as you advance your career. You’ll be the one CEOs and company presidents turn to as a leader for their organization’s most critical undertakings. Perhaps best of all is the universal applicability of the knowledge and skills that Kaplan University can provide with this program – which can be put to use for the rest of your working life, regardless of the direction your career may take.
If you hold at least an associate’s degree, and have an interest or background in such fields as business, human resources, accounting or finance, Kaplan University’s Certificate in Risk Management can help you earn from $66,000 to $110,000 annually. Risk control, loss prevention, and adhering to today’s stricter compliancy laws have made risk management an essential aspect of doing business in today’s corporate world. A Certificate in Risk Management from Kaplan University will give employers the confidence that you know your stuff inside and out.
Risk managers recognize and review an organization’s loss exposures including property, liability, personnel, and net income in order to promote growth through profit, continuous operation, and stable earnings. Kaplan University will teach you all this, plus other critical skills such as enterprise risk management (ERM) and creating risk management programs. You can then apply your knowledge and skills toward pursuing a top position with a number of companies, or entering the field as an independent consultant. Like Kaplan University’s other certificates, this program can be completed in as little as 12 months, learning at your own convenience.
Executive coaching is now a major growth industry. More and more businesses are employing executive coaches to instill leadership development among managers and executives to bolster an environment of ongoing organizational change. Executive coaches thoughtfully listen — and ask the right questions — to assess an individual’s attributes, needs, and coachability. Kaplan University’s Executive Coaching Certificate offers the necessary skills for observing, recognizing, and intervening for full business effectiveness. It can teach you to teach leaders to better comprehend organizational dynamics and to climb up the corporate ladder.
In a recent summary poll of executive coaches, 65 percent of respondents reported yearly compensation of $85,000 or more. Opportunities exist in a number of business environments, including corporations, non-profits, government offices, and independent consulting.
Whether you study financial planning, project management, risk management, or executive coaching, you’ll have the chance to expand your employment and career opportunities. Through developing your professional acumen and abilities you will be able to explore new job prospects with virtually any professional industry where business skills are valued. Should you choose to go into the market on your own, you’ll hold the certification and skills needed to win over prospective clients.
Perhaps best of all, Kaplan University online programs allow you the flexibility and convenience to quickly improve your skills and resume without compromising your current daily life. For the working professional striving to reach their career goals, this might be an ideal option.
bio =
For more information about Kaplan University, visit http://kaplan.searchforclasses.com or http://www.searchforclasses.com/ To read more of his articles and to learn more about online education visit http://www.searchforclasses.com/newsletter/ or http://searchforclasses.blogspot.com/
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Monday, August 21st, 2006
If you’ve never worn contact lenses, you may not appreciate the amazing selection available on today’s market. Be glad: you have much more choice than in the past. With so many options, how do you choose the right type of contact lenses?
Your doctor can probably help you figure out which contact lenses are best for you. Some contact lenses are suited to certain vision problems, like astigmatism. Others, like extended-wear contact lenses, are marketed to suit certain lifestyles. Colored contact lenses sometimes are used by people who don’t even need prescription lenses but just want to change their eye color. Regardless, contact lenses should only be purchased by a professional eyecare practitioner, who knows how to properly fit the lenses and help you take care of your eyes. In fact, in the United States, it is illegal to purchase contact lenses without a valid prescription.
It’s good to be informed about the different types of contact lenses before making your decision. Different contact lenses need to be replaced on different cycles. Some pairs last a month, some only two weeks. Other contact lenses are made to be worn only for one day. These contact lenses usually cost more, as you are paying for convenience.
It is important not to sleep in your contact lenses unless your practitioner says it’s okay. Even contact lenses made for this purpose may not be good for you, especially if your eyes tend to be very dry. Be sure to ask.
Soft contact lenses have become most popular, as they are easy to get used to and are very comfortable to wear. While gas permeable contact lenses take longer to get used to, they last longer and tend to have less deposit buildup. Also, these contact lenses are less expensive in the long run because they don’t need to be replaced as often. Some people also believe gas permeable contact lenses are better for your eye health and may even help improve vision. However, they are rigid and some people don’t like how they feel.
As contact lenses have improved, so have their uses. Bifocal wearers rejoice! Many contact lens manufacturers have started making lenses that even you can wear. Ask your practitioner for details.
bio = Jeff Lakie is the founder of http://www.affordable-contacts.info and http://www.affordable-colored-contacts.info websites providing information on contact lenses and eyewear
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Monday, August 21st, 2006
Walk into any nightclub, and you’re bound to catch a drift of some guy’s cologne. Men today use cologne just as women use makeup or perfume-to enhance their attraction. But did you know that in the early days people used cologne instead of bathing?
Cologne was invented in the 1700s, primarily to be used in bath water. Strangely, it was also used as mouthwash and sometimes even as an enema! People believed cologne could cure just about any ailment. Cologne manufacturers even marketed it this way. Fortunately, we know more about science and medicine than our forefathers, and most of us will probably never take a sip of our favorite cologne.
Back in the18th century, people didn’t bathe nearly as often as they do today. Perfume and cologne were necessities to cover up body odor. Cologne was also used to spruce up the odor of different rooms in a house. (Remember, this was before the days of plug-in scents and fragrant candles.)
What a different status these fragrances hold in today’s society! Peruse any popular magazine, and you will see photos of glamorous men and women in advertisements for perfume or cologne. The fragrances are equated with sex appeal. Perhaps that is why so many men wear cologne when they go out to bars, parties, and clubs-ads lead them to believe the way they smell will determine the quality of the women they date. Dab a little cologne on the neck before heading out, and lean in close while dancing.. It’s kind of like a pick-up assistant in a bottle!
Do women really like men’s cologne, though? That depends. There was a time when it was considered okay to wear perfume or cologne to the office. Nowadays, though, it seems that many people are allergic to the fragrances, and some companies have banned cologne in the workplace as part of the dress code. Still, research studies continue to show that cologne can indeed trigger human pheromones, which can chemically increase sexual attraction. So maybe those ads aren’t completely farcical? Looks like there is more to cologne than meets the nose after all.
bio =
Jeff Lakie is the founder of http://www.womens-perfume.info and http://www.discount-mens-cologne.info websites providing information on cologne and perfume
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Sunday, August 20th, 2006
When a customer walks into your office, you want to make sure they feel welcome, you want to treat your customer as though they are a piece of gold, and not as a statistic.
Have you ever been standing in a line, and when it comes to your turn to be waited on, the sales associate yells out “next?”
Just thinking about that scenario makes me cringe. It is hardly a way to build a relationship with your customer.
I have been working in sales for more than fifteen years, and I have literally had customers tell me that the most important thing to them is to be appreciated and not treated as a statistic.
Keep this in mind the next time you wait on a customer, instead of yelling “next,” you can politely say, “may I help you Ms. Jones.”
We all have our daily, weekly, and monthly goals that we must meet. And with this pressure applied to our daily work day, it is easy to lose sight of the fact that it is the customer who is the most important thing when it comes to our company’s existence. They are the backbone. Without customers, we cease to exist.
Here are a few tips to ensure that your customer is appreciated by you and your company, and not viewed as just another number in line.
1. Address Your Customer by Name
When addressing your customer, make sure you call them by name. This will put your relationship with your customer on a personal level, and customers like to know that they are remembered. It gives them a felling of importance with you, and your company.
2. Don’t Hurry Them Out the Door
The last thing the customer wants is to be hurried out the door. Remember. You are running a business, where people are your greatest asset. You are not on an assembly line manufacturing cars, so don’t treat your customer as though you are.
When you are finished with your customer’s transaction, ask if there is anything else you can do for them, or if they have any questions for you. You could even use this opportunity to ask if you could go over some of your companies products with them, which you feel could benefit them.
The last thing you want to do is get them in and get them out.
3. Discuss Non-Business Topics
There is more beneath the surface of your customers than just the business that they do with you. People love to talk about themselves, such as their family, their job’s, their pets, their hobbies, etc.
So ask your customer about one of the topics mentioned above, I guarantee they will be delighted to tell you all about it.
This is also a great way to get to know your customer, and build a strong relationship with them.
A strong business relationship is a great opportunity to obtain all of your customer’s business as well as the business of all of their friends and relatives through referrals.
So remember, don’t treat your customer like a statistic, treat them as you would treat one of your friends.
This article may be reproduced by anyone at any time, as long as the authors name and reference links are kept in tact and active.
bio = Jay Conners has more than fifteen years of experience in the banking and Mortgage Industry, He is the owner of http://www.jconners.com, a mortgage resource site, he is also the owner of http://www.callprospect.com, a mortgage lead company.
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Sunday, August 20th, 2006
Your online business will likely require more
advertising than a contemporary business downtown, yet
some new to the world of online business do not spend
the time and money to advertise their business
appropriately and are, in turn, loosing money. Your
online business is crammed into the world wide web
along with thousands of others selling the same
product or service as yourself. Consider this
scenario: In your hometown you want to open an art
supply store. In that same town there are thousands
of art supply stores. In order for your business to
be successful, it will have to stand out in some way
from the others. This is exactly what is happening
when a business is opened online. There is so much
competition, that you must take drastic measures to
ensure that you are getting noticed. Advertising can
be done in so many ways online. These are some of the
most successful ways that you can promote your online
business.
Advertising in e-zines is a popular way to promote
your online business. Ezines are the magazines of the
internet; they written on a particular subject and
read by those interested in that subject. Therefore,
ezine readers are already potential customers and
advertising your site in ezines that are related to
your business is almost guaranteed to help drive
traffic to your site and increase sales for your
product. You should be sure when advertising in
ezines that you are not advertising along side
competitors. Ask the ezine producer if there is a
policy concerning posting competing ads. It is also
a good idea to subscribe to the ezine before making a
decision about whether or not to advertise in it. An
ezine that runs fewer ads is a better choice than one
that runs many ads. You can look at the online
Directory of Ezines to find publications that are
relevant to your company.
Pay-per-click programs are an excellent way to
advertise your business without taking a risk that you
have advertised in the wrong place. With
pay-per-click, you can advertise you site and only
pay for those who click the link and go to your site.
Another popular pay-per program is the pay-per-lead
program that allows you to only pay for leads.
Usually this means that you pay for only those who
download a trail, fill out a form or enter a
sweepstakes; whatever you choose. Lastly you can
display pay-per-click banner ads in which your company
would be allowed to place a banner on their site and
you will be charged for every click that your banner
receives.
Opt-In email is a great way to advertise your
business, however it is expensive and it can be
misused very easily. Using opt-in emails, you would
submit your sales copy to the company that will in
turn email it to those on their mailing list. You
should be very careful since some of the companies
that advertise their mailing lists as opt-in email
service is sometimes really SPAM. It is essential
that you have a perfect and effective sales letter
when using opt-in mailing lists. Without and
effective sales copy your money and time have been
wasted.
bio = Jason Walsh can help YOU
start your own profitable business on the Internet
within the next 24 hours… To learn more, visit:
http://www.achievable-together.com/pips.html
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